Real Investor Loans Made Simple

Fast approvals. Flexible options. Funding designed for investors.

Traditional lending slows investors down.

Most lenders treat investor loans like regular home loans. That leads to:

  • Delays that kill deals

  • Strict income documentation that doesn’t fit investors

  • Underwriters who don’t understand BRRRR, STR, or cash-flow strategies

  • Missed opportunities because funding wasn’t ready

You shouldn’t lose deals because your lender can’t move at your speed or understand your strategy.

You Need a Guide Who Understands Investors.

I know how investors analyze deals, structure offers, and scale portfolios — and I help you get financing that supports your investing strategy, not restricts it.

  • Fast, investor-friendly approvals

  • Lending options based on rental income and cash flow

  • Clear communication every step of the way

  • A partner who helps you secure more deals and grow your portfolio

You focus on finding great deals. I’ll handle the financing.

Getting Funded Should Be Simple — Here’s How

Apply in Minutes

A simple, investor-friendly application — no heavy documentation.

Get a Strategic Loan Plan

I’ll run the numbers, analyze your deal, and give you the best loan options for your strategy.

Close Fast and Scale Your Portfolio

We’ll help you close quickly, reinvest, and keep building momentum with each property.

What Success Looks Like

When you have the right lending partner:

  • You close more deals

  • You scale your portfolio faster

  • You make stronger offers

  • You stop wasting time on paperwork

  • You build long-term wealth through real estate

This is the path from “stuck waiting on underwriting” to “funded and moving on to the next deal.”

Don't take my word for it

Solutions Built for Investors

DSCR Loans

Fix & Flip / Rehab Loans

Bridge Loans

New Construction Loans

Portfolio Loans

Frequently Asked Questions

What documents do I need to get started?

For most investor loans (like DSCR), documentation is minimal. Typically you’ll need:

- Driver’s license

- LLC docs (if applicable)

- Basic property details

- Recent bank statements


No tax returns required for DSCR.

How fast can I close?

Investor loans can close fast — often as quickly as 10–21 days, depending on the program and property type.

Do I need to show personal income to qualify?

Not for DSCR loans. These programs use rental income or projected cash flow to qualify, not W-2s or tax returns.

Can I buy in an LLC?

Yes. Many investors structure their properties under an LLC or business entity. I can guide you on the best way to set this up based on the lender.

What credit score do I need?

Most investor programs require a 620–680 minimum, depending on the loan type. Better credit = better terms, but we can review all options.

Can I use a DSCR loan for short-term rentals (Airbnb/VRBO)?

Yes. Many lenders allow STR income or projected STR cash flow. We’ll analyze your property and show you the best options.

How many properties can I finance?

There is no hard limit. Portfolio loans and DSCR loans allow you to scale as you grow — whether that’s 1 property or 20+.

Can I refinance later to get better terms?

Absolutely. Many investors buy now with DSCR or bridge financing and refinance into a lower rate or long-term financing later.

company logo
The High Desert Group Logo

Important Pages

Terms of Service

Privacy Policy

Accessibility Assistance

Quick Links

Blog

Social Media Links

YouTube

Contact Us

(720) 476-8776

22158 East Tufts Drive, Aurora, CO 80015

Copyright 2025. All rights reserved. Kelly Atchison NMLS #1408085 | Equal Housing Opportunity | Equal Housing Lender

NEXA Mortgage, LLC. NMLS #1660690
3100 West Ray Rd Ste 201, Office #209 Chandler, AZ 85226
Company State License #: AZMB - 0944059

NMLS Consumer Access Link : nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690